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Considering a Mortgage Refinance?

With record low mortgage interest rates, now can be a great time to refinance your home loan. There are many things to consider when deciding whether a refinance is right for you, we can help you weigh your options and give you sound advice to help you make your decision. The first step is a phone call or visit with one of our loan officers. We would love to hear from you today!


Farmers and Merchants State Bank
125 E James Street P.O. Box 137
Paynesville,MN 56362
(320)-243-3702
Fax (320)-243-4780


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