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If you're looking for a loan, don't forget to check with one of the lenders at Farmers & Merchants State Bank. We offer home loans, vehicle loans and everything in between. Check the informational pages on our website for more information about the types of loans we offer.

  • No loan fees
  • All loan decisions made in house
  • Simple application process
  • Competitive rates

    Call or stop in to request an application today!


  • Farmers and Merchants State Bank
    125 E James Street P.O. Box 137
    Paynesville,MN 56362
    (320)-243-3702
    Fax (320)-243-4780

    Make Our Website Your Home Page: Click HERE


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