Consumer Alerts | Protect Your Identity    

Notice to Online Banking Customers

Farmers & Merchants State Bank is now Perennial Bank ! The new login for online banking, and our new website can be found at You do not need to re-enroll. Just use your existing User ID and Password to login!

Farmers and Merchants State Bank
125 E James Street P.O. Box 137
Paynesville,MN 56362
Fax (320)-243-4780

Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction Accounts