Bauer Financial, an independent company that rates the safety of financial institutions, has given the 5 star rating, the highest rating available, to Farmers & Merchants State Bank. We are proud of this rating, and it confirms the safety of your money when you bank with us. Ratings for all U.S. financial institutions can be found free of charge at www.bauerfinancial.com

Farmers and Merchants State Bank
125 E James Street P.O. Box 137
Paynesville,MN 56362
(320)-243-3702
Fax (320)-243-4780

Make Our Website Your Home Page: Click HERE