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We will send you the following disclosures and licensing information upon receipt of your application:
Download Mortgage Application
- Home Mortgage Disclosure Act (HMDA)
Data exhibits geographic distribution of loans and applications; income of applicants and borrowers; and information about loan approvals and denials.
- Equal Housing Opportunity Lender
Our business is conducted in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988), whereby it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.
- Equal Credit Opportunity Act Fair Lending Notice
Prohibits creditors from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); all or part of an applicant's income derived from a public assistance program; or because an applicant has exercised a right under the Consumer Credit Protection Act in good faith.
- State Licenses
Any applicable State disclosure regulations that require licenses to be explicitly disclosed.
- Other Special Notices
Any applicable advertising or other notices that require disclosure.
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I acknowledge that I have read, understand
and agree with your Privacy Statement.
Important Notice: Please read BEFORE downloading file.
The size of the Mortgage Application you are about to download is approximately 450k and may take about a minute depending on the speed of your connection. You can print the application and complete it off-line, or you can key-in the information and then print the form. However, if you key in data, you will NOT be able to save the form with the information you have entered.
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Farmers and Merchants State Bank
125 E James Street P.O. Box 137