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If You Need a Loan, We'll Lend a Hand!

If you're looking for a loan, don't forget to check with one of the loan officers at Farmers & Merchants State Bank. We offer home loans, commercial loans, agricultural loans, vehicle loans and everything in between. Check the informational pages on our website for more information about the types of loans we offer.

  • All loan decisions made in house
  • Simple application process
  • Competitive rates

    Call or stop in to request an application today!


  • Farmers and Merchants State Bank
    125 E James Street P.O. Box 137
    Paynesville,MN 56362
    (320)-243-3702
    Fax (320)-243-4780


    Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction Accounts

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